Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in Conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you’re a first time home buyer or investor, we can help. We have access to many lenders and guidelines, giving you the best options. More importantly, banks and lenders compete for your business. This ensures you are getting the best rate in the market. By providing an approachable environment based on integrity, honesty, ohana, and respect, Smart Money Hawaii creates curated mortgage options for everyone from first-time homebuyers to savvy investors.