It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

Want debt relief fast? Here's how to qualify for a debt management plan this May — and what to do if you can't.

You could avoid credit card interest until fall 2026 with this top-rated Chase offer -- plus earn rewards and a bonus along ...

It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.

Rising credit card interest rates can make it difficult to pay off debt. If you tend to carry a balance on your credit card month after month, those high interest rates, also known as APR ...

PNC Bank announced today the launch of its latest credit card, PNC Spend Wise℠ Visa®, designed to reward clients' responsible ...

Evan Coleman is an Updates Editor on the Credit Cards and ... You can request a rate reduction from your card issuer, referencing offers with lower interest rates from other providers to ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held ...

Interest rates affect how much it costs to borrow money, including how much you pay in interest for credit card debt. While the Fed's decision may not change your credit card interest rate anytime ...

See how we rate credit cards to write unbiased product reviews ... However, be prepared to explain why you're requesting the interest rate reduction — highlighting your solid payment history ...