Debt consolidation programs: 4 things to know before enrolling
A debt consolidation program could be a smart debt relief option to use, but there are a few things to know first.
How to dispute a collection debt you don't owe
Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...
Some Student Loan Borrowers May See Debt Collection Stopped
Because of a recent proposed settlement with the CFPB, some private student loan borrowers may see a stop to collections ...
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How to spot debt collection scams: 8 signs to watch out for
Get familiar with the Fair Debt Collection Practices Act (FDCPA) to know what practices are prohibited and how debt collectors can interact with you. Never share sensitive personal information ...
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CFPB Bites of the Month - 2024 Annual Review - Debt Collection
In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was ...
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The Rosenthal Act, It Is A-Changing: A Creditor’s Guide to the SB 1286 Amendment Expanding the Rosenthal Fair Debt Collection Practices Act
California's new SB 1286 amendment broadens the Rosenthal Fair Debt Collection Practices Act, extending certain consumer protections to individuals with commercial debt under $500,000. Creditors, ...
Ocwen's 'Convenience Fees' Violated Fair Debt Collection Law
Ocwen Loan Servicing LLC violated the Fair Debt Collection Practices Act through the use of the Speedpay payment processing service, by charging “convenience fees” to consumers who effectively have no ...