The two most widely used credit scoring algorithms come from FICO and VantageScore. While the two credit scoring models use similar factors and follow similar scales, it's a good idea to ...

but use those of credit-scoring outfits, including VantageScore and FICO. These scoring companies analyze – or “model” – aspects of your credit history in differing ways to arrive at a ...

Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful. Explore the ...

So, what is a good credit score and how can you work on improving your score? The two credit scoring models—FICO Score and VantageScore ... considered a good score versus a bad one?

VantageScore is a credit scoring model created by the main credit bureaus: Experian, Equifax, and TransUnion. Like FICO, VantageScore ranges from 350 to 800 and grades consumers from poor to ...

Although you have multiple credit scores, they're mainly calculated by two companies: VantageScore and FICO, which are the two main credit scoring systems used by the majority of lenders to ...

Before you choose a lender, ask prospective lenders which model they use. Lenders should disclose this information. VantageScore was developed by the three different credit rating agencies as an ...