Consumers struggle with financial literacy, with many of them not knowing the difference between FICO scores and the ...

An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

They also vary between the two main credit scoring systems: FICO® and VantageScore. FICO is used in over 90% of U.S. lending decisions, so your FICO score is generally considered more important.

The scoring agency reported that the national average U.S. FICO score – used as a benchmark for assessing consumer credit ...

Here’s what the report revealed, along with tips on how to protect your credit health in times of turmoil. While FICO surmises that the score average ... should have an accurate picture of ...

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of ...

The resumption of federal student loan delinquency reporting on consumers' credit was a significant contributing factor.

Like it or not, the resulting number is said to be a highly accurate prediction of ... Most lenders look to your FICO score in their decision-making process. But even that is complicated because ...

Credit scores are dipping, partly driven by the resumption of federal student loan delinquency reporting on U.S. consumers’ credit, credit scoring agency FICO said. The average FICO score that ...

What it means to have a credit score over 800 Is 800 a good credit score? According to the FICO credit scoring system, it’s exceptional. Although both the FICO and VantageScore credit scoring ...

Ulzheimer recommends checking both to get an accurate picture of your financial state. FICO and VantageScore credit scores have some similarities: Both scores range from 300 to 850 and payment ...

The average FICO credit score slipped to 715 ... He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading ...