Explore the advantages of a Roth IRA, a flexible retirement savings account that enables tax-free growth and withdrawals.

It has some important drawbacks to consider though, which favors saving in an IRA instead.

IRAs can be tax-deferred (Traditional IRA) or tax-free on exit ( Roth IRA ). In both cases, income generated by mutual funds ...

The Simplified Employee Pension (SEP IRA) and the Savings Incentive Match Plan for Employees (SIMPLE IRA) are the two most ...

There is one aspect of real estate investment that people may not realize they can include in their self-directed retirement ...

For example, if your employer contributes $1 for every $1 you save, up to 6 percent of your pay, do your best to contribute 6 ...

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

Pennsylvania State Treasurer Stacy Garrity, a Republican, has advocated for a state auto-IRA program. Legislation creating a ...

There are some scenarios, however, in which a Roth IRA makes less financial sense than a regular individual retirement account funded with tax-deductible contributions. And one scenario stands out ...

Image source: Getty Images. That's not the only noteworthy scenario in which a Roth IRA might not be ideal, however. If you're going to need to access the money in this account before you turn 59 ...