Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

How to negotiate a lower interest rate Gather your information If needed, improve your credit score Compare other credit card offers Hang up and call again Apply for a balance transfer card Bottom ...

You might be able to open a new credit card to take advantage of a low-rate or 0% APR balance transfer offer. Low introductory interest rates on balance transfer credit cards don’t last forever ...

Are you looking for financing options for a big purchase? Find out how to use a 0% APR credit card as an interest-free loan.

Senators Bernie Sanders and Josh Hawley introduced new legislation that would cap interest rates on credit cards at 10% to ...

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Do Low-Interest Credit Cards Offer Rewards? Some low-interest credit cards do offer rewards. However, you may find that the earn rates aren’t as high and the annual dollar value isn’t as much ...