It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or ...

Changes to the country’s credit rating impact interest consumers pay on household debt like mortgages, car loans and credit ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and ...

The U.S. Bank Shield™ Visa® Card offers one of the longest 0% intro APR periods we've seen. But we have some offers you may ...

Dear Dave, How do you feel about moving credit-card balances to other companies to get lower rates when you’re trying to get ...

APR is the yearly cost of borrowing on a credit card, including fees and interest. While the credit card advertised a 34.9 ...

A good credit score is more than just a number -- it's a gateway to financial flexibility, savings, and even professional ...

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

Our team has sifted through hundreds of credit cards to find ... travel perks, or low-interest options to help you get ahead of your debt, these are the cards we'd confidently recommend to our ...