Bob Dylan certainly wasn’t referencing lender financing when he wrote "The Times They Are A-Changin'," but the parallels between the 1960s generational gap in ...

Lending has been a cornerstone of growth for thousands of years. From the barter systems of ancient civilizations to today’s ...

Roopya’s AI agents bring transformative capabilities to loan origination. The technology automates traditionally manual processes such as customer data collection, document verification ...

This study presents a machine learning model to predict mortgage prepayment risks at the loan origination phase, leveraging variables such as loan-to-value ratios, credit scores and interest rates.

A more strategic approach to loan origination is helping credit unions be more nimble and efficient, allowing them to scale operations for growth without ramping up overhead and hiring.