One of the first things you may want to consider when choosing a mortgage loan or refinancing is your preferred loan term. Shorter terms (15-year loans) generally offer better interest rates than ...

Over 40% of U.S. mortgages were originated in 2020 and 2021, when interest rates were at record lows. There were also some 14 million mortgage refinances during the same time. If you were lucky ...

The direction of mortgage rates ultimately depends on the economic impact of policies enacted by the Trump administration and the projected pace of interest rate cuts by the Federal Reserve.