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A lot of people don't manage to save much money for retirement and end up heavily reliant on Social Security. And I feel for ...
If you live in the FIRE (financial independence, retire early) world, the 4% rule is one of the crown jewels of this movement ...
Retiring around two and a half decades earlier than the norm in an expensive city with multiple dependents can be tricky. And ...
Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...
The Simplified Equal Periodic Payment (SEPP) rule allows you to take money from your IRA or an old 401k without the 10% early ...
Try the simple calculation of the 'Rule of 25.' Because sometimes, a back-of-the-napkin idea is all you need to get started.
One way to increase the chances that your savings will endure an extended retirement is to use a safe withdrawal rate. The 4% rule, for instance, suggests limiting annual withdrawals to about 4% ...
One reason is that retirees worry they may not have time to wait for a recovery from a stock market crash, while another is ...
A popular rule in retirement planning isn't reliable, a new paper indicates — and even the rule's originator says it's oversimplified. The 4% rule says that if a retiree withdraws 4% of their ...
If you do not rely on RMDs for living expenses, there are several options to optimize the use of these funds while striving ...
Here are four dangerous assumptions that could hurt your retirement. If you’re estimating what your portfolio will return ...
A well-diversified portfolio that includes a mix of stocks, bonds and other asset classes can help mitigate market risk.