As many as three-quarters of U.S. homeowners could be underinsured, a significant risk as weather disasters intensify.

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.

The Free Lance-Star published an opinion column titled “The $2 trillion home insurance nightmare” on Jan. 19. The column, written by Mark Gongloff, includes a very common false assumption by ...

The plan will impose a special charge on homeowners and insurance companies to cover $1 billion in L.A. wildfire costs ...