Open two accounts, a brokerage account and what Fidelity calls a Cash Management Account. The CMA does all the everyday debits and credits and pays close to 4% interest on the Government Money Market ...

Vanguard CDs are reserved for customers of the brokerage firm. They can be opened with a $1,000 minimum deposit and purchased in $1,000 increments. Vanguard charges no fees for new brokered CDs. T ...