Both wants and needs are crucial parts of your budget, though you should allocate your money accordingly. Living a life with just the essentials works when money is tight but leaving room for ...

Ordering a cocktail or a glass of wine (or three) when out to dinner can significantly inflate your bill. Consider getting ...

We have choices to make about how we spend and save our money. These choices are influenced by what we need and by what we want. I know I have choices about saving and spending my money.

Saving enough money for the future starts with a plan ... which means spending 50% of your after-tax income on needs, 30% on wants and 20% on savings and debt repayment beyond minimums.