However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. A life insurance policy provides money for your dependents if you die prematurely.

Commissions do not affect our editors' opinions or evaluations. Life insurance is a legal contract. The policyholder controls the policy and the beneficiaries receive the death benefit.

Private Healthcare Australia CEO Dr Rachel David refers to private health insurance as “a crucial plank in our mixed public/private health system”. “It provides almost 15 million Australians ...