Home equity loans and HELOCs offer more money at a lower interest rate than credit cards or personal loans. Some of the most ...

Homeowners can tap equity soon after buying if they have 15% to 20% equity. The best rates go to those with more equity, ...

As home values continue to climb, this is a tempting time to tap home equity for investments. But investing with borrowed funds is always debatable if you’re not a financial professional, ...

Tap Home Equity for Home Improvements. More. Getty Images. Using your home equity financing products may allow you to borrow more at a lower interest rate compared to credit cards or personal loans.

If you own a house and are feeling a bit cash-strapped, there's always the temptation to tap your home equity. Rising home prices have created record levels of equity for U.S. homeowners, reaching ...

Here’s how to calculate the equity in your home and how much of it you can tap. And to what extent you can, and can’t, control the worth of your ownership stake.

In fact, according to Bankrate’s Home Equity Insights Survey, 18 percent of current U.S. homeowners say there’s no good reason to tap home equity for cash at all.

Home equity loans also allow you to tap value in your home by taking out a lump sum at a fixed interest rate and paying in monthly installments, typically over a term of 10 or 15 years.