Key Takeaways Since the Federal Reserve made three interest rate cuts in late 2024, CD yields have drifted gradually ...

As a result, CD rates have been falling daily. But it's important to keep some perspective. While the top nationwide CD return is now 5.20% instead of the 6.50% you could earn for a few days last ...

High CD interest rates may remain high now that inflation's ticking up again. Here's what savers should consider.

That now gives you five choices for a nationwide CD paying 6% or better, including yesterday's newly crowned rate leader, Bayer Heritage Federal Credit Union, which is offering 6.18% APY on a 12 ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Can You Get 6% on a CD? You can score a 6% APY on a CD, but a rate that high is usually only available through credit unions, which have a membership requirement to be eligible for accounts and CDs.

That all said, now can still be a good time to open a CD. Here's why: The days of CD rates in the 6% or even 5% range seem to be over, at least for now. But that doesn't mean that you still can't ...

Amerant Bank’s CD rates are among the best in Florida, offering 4.75% APY on its 6-month CD. Other banks and credit unions with the highest CD rates in Florida include NexBank, CIBC Bank and ...

Rates for many of the highest-earning certificates of deposit are starting 2025 off a little lower than they were a few weeks ago. But while gone are the days of the widely available 6% fixed return, ...

With rates under 1% on high-yield savings and certificates of deposit (CD) accounts in 2020 ... with returns on the latter type hitting 6% and 7% for some savers. And, in a rate reversal, savers ...