Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

A credit card's APR is the rate at which interest accrues on any balance you carry from one billing cycle to the next. If you ...

or 29.24% Variable APR.. This 0% offer doesn’t apply to balance transfers, though. Jae is a writer for the credit cards team at NerdWallet. Her writing has been published in newspapers ...

Navy Federal More Rewards American Express ® Card will score you 20,000 bonus points when you spend $2,000 within your first ...

To get some much-needed breathing room, I applied for a credit card that featured an introductory 0% purchase APR and a high ...

Our opinions are our own. This card will give you plenty of time to pay down debt or finance a large purchase, without being charged interest. But it doesn't offer much in terms of ongoing value.

Use your card for everyday spending and bills: Earning more rewards with a flat-rate card is easiest when you use it for ...

Thanks to the Chase Sapphire Reserve's generous perks, I earn my annual fee back several times over. Learn more and see if it ...

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.