But on this Groundhog Day, Punxsutawney Phil, the world famous groundhog, and the NorthEscambia.com Weather Ducks have both predicted six more weeks of winter.

then it is a duck—or so the saying goes. But what about an institution that looks like a bank and acts like a bank? Often it is not a bank—it is a shadow bank.­ Shadow banking, in fact, symbolizes one ...