On the other hand, you could get higher levels of coverage if one of those accounts had a different ownership category, such as a joint savings account with a spouse. Examples of FDIC ownership ...

where you have to pursue and pay for coverage, the simple act of opening a deposit account at an FDIC-insured bank or financial institution automatically covers your deposits. Here are examples of ...

For example, investors with certificates of deposit ... $250,000 in an irrevocable trust at the same bank may have their FDIC coverage reduced from $500,000 to $250,000, according to Tumin.

If you click on links we provide, we may receive compensation. A decent interest rate with more FDIC coverage Don Mason / Getty Images The E*TRADE Premium Savings Account from Morgan Stanley ...

Additionally, nine additional banks have joined the Flourish Cash Program Banks, boosting the FDIC insurance coverage available. Now, two-person households can access up to $24M in FDIC insurance ...