Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas where you can cut back on spending.

Add your income and expenses to this monthly budget planner, and we'll show how your spending aligns with the 50/30/20 rule. You can use the worksheet to calculate your actual spending or planned ...

Here are the key steps to create an effective spending projection. Expense Inventory In the first column, start by identifying your income sources, both fixed (like salary or pensions) and ...