Fidelity's brokered CDs have competitive rates that fluctuate more than those of bank CDs. They’re best for investors, not average bank customers. See how they compare.

We analyzed 458 total certificates of deposit across 148 financial institutions to find the best no-penalty CDs overall. When ranking each account, we focused primarily on the account’s annual ...

Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list, boasting a 4.8-star rating due to its high annual percentage yield ...

Compare multiple financial institutions to find the best six-month CD rates for your short-term financial goals or to build a long-term CD ladder.

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.