If you need to borrow cash, taking out a home equity loan is one of the most affordable ways to do it. Rates on these loans ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

Many lenders closely follow underwriting guidelines issued by Fannie Mae and Freddie Mac, the two government-sponsored ...

A market poised for rapid growth The United States digital lending market, estimated at $457 billion in 2024, is expected to ...

It wasn’t many years ago that applying for a loan was a long, laborious, and intimidating process. Now, that’s all changed thanks to the digital lending revolution and the rise […] ...

The Trump administration is gearing up for large changes to the Department of Education, which oversees a $1.6 trillion ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

Rocket Mortgage, formerly known as Quicken Loans, stands out thanks to its reputation for good customer service, an easy online process, and affordable mortgage options (including a 1% down mortgage).

Fifty-five percent of the complaints on P2P lending involved borrowers reporting misconduct in the debt collection process, followed by requests for relief in repayment at 11 percent and the ...

“Without rate locks, borrowers would not know the final terms of their loan until the very end of the process.” A mortgage rate lock can reduce financial uncertainty in the home purchase ...

Efforts by the Trump administration to dismantle the Education Department are underway. Here's what it could mean for ...