A smaller operating base also means operational efficiency is harder to extract than it is for larger competitors. Bendigo’s cost/income ratio above 60% compares unfavorably to the major banks.

Bradley, Michael, Gregg Jarrell, and Han Kim. 1984. On the existence of an optimal capital structure: Theory and evidence. Journal of Finance 39:857–78. Brander, James, and Tracy Lewis. 1986.

A core element of this theory is how Moira might have adapted her strategy in this current MCU timeline. According to u/rOkBad7175, “Eventually she realised the key to mutants surviving is ...

Cleveland Browns quarterback Shedeur Sanders thinks he knows why so many people are rooting for him to fail. Sanders has been criticized for some of his conduct leading up to the NFL Draft, but ...

Here’s a breakdown of the popular Jedi theory surrounding Luthen Rael—and what Andor Season 2 finally revealed. Was Luthen a Jedi in Andor Season 2? The popular theory that Luthen Rael was ...

bell hooks, David Graeber, Audre Lorde, Yanis Varoufakis and more revolutionary thinkers. Then the book’s last two pages are for your own notes — after all, the theory is unfinished and up to you.

Click to share on X (Opens in new window) X Click to share on Facebook (Opens in new window) Facebook In Thunderbolts* post-credits scene, Yelena’s (Florence Pugh) team has been operating as the ...

Whether you subscribe to the notion of "superhero fatigue" or not, there's no arguing with the fact that Marvel Studios is not the cinematic juggernaut it once was. Even if you happen to disagree ...

A university lecturer and author of Leaving Cert textbooks on construction studies has resigned from a group tasked with redeveloping the subject over claims that the new syllabus is being ...

Suggested reading from critics and editors at The New York Times. Ian Kumekawa’s new book, “Empty Vessel,” promises in its subtitle to tell “the story of the global economy in one barge.” ...

Wondering whether Dedra Meero was stationed on the Death Star in Andor Season 2’s ending? As the series draws closer to the events of Rogue One, fans are piecing together where each key ...

the very last shot may have confirmed a potentially game-changing fan-theory that's been doing the rounds since the show entered production. Possible spoilers follow. Right at the end of the ...