Reserve Bank Deputy Governor Swaminathan J on Wednesday said implementation of risk-based premium for deposit insurance merits consideration as it will ensure that institutions with higher risk ...

This reduced the FDIC's authority to keep failed banks open. The FDIC was also required to establish risk-based deposit insurance premiums for banks; it adopted such premiums in 1992. In addition, the ...

Let’s replace the Federal Emergency Management Agency (FEMA) with a nimble, independent corporation called the Federal Disaster Insurance Trust (FDIT) with 50-state participation, much like ...

The interconnected view of pricing and capital emphasises their critical roles in fostering a sustainable and resilient insurance industry. Risk-based pricing ensures that premiums are more ...