TotallyMoney CEO, Alastair Douglas ... “The longest offers will usually be made available to people with the best credit scores, so download a personal finance app and check yours for free.

How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to properly check it.

A perfect FICO credit score is 850, but experts tell CNBC Select you don't need to hit that target to qualify for the best credit cards, loans or interest rates. "If you're at 760, or 780 ...

Credit card issuers will look at your credit score as well as income and length of credit history when applying for a new card. This means that those with a credit score above the recommended ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...

An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

Despite a strong employment picture, some consumers are still struggling financially due to elevated inflation and higher than normal interest rates. The lowest income households (those earning less ...

Terms may apply to offers listed on this page. Nobody needs a perfect credit score. In fact, there's no real benefit to having a FICO® Score above 760 or so (other than bragging rights).