An IUL offers both flexibility and stability. Learn how it works and decide if it’s the right type of life insurance for you. Graham Ray is a senior writer whose knowledge of the insurance ...

Penn Mutual earned the top spot in our analysis of the best universal life insurance companies. Universal life insurance offers a lot of flexibility and the benefit of cash value. Compared to whol ...

What are the different types of life insurance? The main types of life insurance are term, whole, and universal life insurance. Whole and universal life are permanent life insurance products that ...

A financial adviser has suggested I invest in an equity-indexed universal life insurance plan because of the great tax benefits (I don’t have many other tax options that are favorable for me).

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

See our rating of the Best Whole Life Insurance Companies. Universal life insurance is another type of permanent life insurance that includes a cash value component. The difference between ...

Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $42,000 ...

Unlike term life insurance, whole life policies cover you for life and let you build savings in a cash value that you can tap for future needs.

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...