The record rates reached into 5% territory for every CD term from 3 months to 5 years, and among some short-term CDs, the top rate even surpassed 6% for brief periods. But when inflation cooled ...

That now gives you five choices for a nationwide CD paying 6% or better, including yesterday's newly crowned rate leader, Bayer Heritage Federal Credit Union, which is offering 6.18% APY on a 12 ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Can You Get 6% on a CD? You can score a 6% APY on a CD, but a rate that high is usually only available through credit unions, which have a membership requirement to be eligible for accounts and CDs.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

The top CD rate in the country returned to 5% territory with a sweetheart of a deal unveiled on Valentine's Day. Here are the ...

You can score a 10-month CD with an APY of 6% with Nuvision Credit Union, but you’ll want to act fast. This rate is only available until July 31, 2024. The account has a minimum opening ...

That noted, today's CD rates are markedly lower than they were at this point in 2024. In recent years, for example, select savers were able to open accounts with rates as high as 6% and 7%.

Selling a CD could mean losing money if CD interest rates have changed since opening your account. CDs purchased on Vanguard’s secondary market incur a $1 transaction fee per $1,000. Because ...

Amerant Bank’s CD rates are among the best in Florida, offering 4.75% APY on its 6-month CD. Other banks and credit unions with the highest CD rates in Florida include NexBank, CIBC Bank and ...

Here are the 10 best rates for CDs in February 2025. All of these accounts are protected by either the Federal Deposit Insurance Corp. or National Credit Union Administration, unless otherwise noted.

When it comes to certificates of deposit (CD) accounts, the interest rate is key. A low CD interest rate, as many savers saw in 2020 and 2021, is generally not worth it, considering that you'll ...