Let’s replace the Federal Emergency Management Agency (FEMA) with a nimble, independent corporation called the Federal Disaster Insurance Trust (FDIT) with 50-state participation, much like ...

The interconnected view of pricing and capital emphasises their critical roles in fostering a sustainable and resilient insurance industry. Risk-based pricing ensures that premiums are more ...

You start by selecting a pet insurance policy that aligns with your dog’s healthcare needs and your budget. You then pay a ...

Jewelers Mutual is the best jewelry insurance company, according to Investopedia research. BriteCo, WAX, and others also made our list based on cost, coverage, and application requirements.

Car insurance ... risk drivers. When selecting and ranking these companies, we focused on average premium data from Bankrate for a variety of high-risk categories. Quoted premiums were based ...

Element Risk Solutions, which will be available in the United States and Canada, combines insurance coverage placement with industry-leading ...

Race-based premiums, algorithms, and other practices target protected classes Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...

Cullen/Frost Bankers (CFR) stands out among regional banks with low funding costs, strong deposit growth, and asset ...

“They’re all going to probably go back to going to the state to ask for premium increases ... Department of Insurance which allows the insurers to now reprice their risk based on catastrophic ...

Navigating the rules around Medicare can feel overwhelming — especially when mistakes can end up costing you dearly. You ...

Unlike traditional insurance models, UBI personalizes premiums based on real-time data ... analytics and artificial intelligence to refine risk assessment and develop predictive models.