Great question! You are entitled to receive one free credit report per calendar year. This is federal law. Also, if you have ...

The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 ...

Daylight saving time began overnight March 9, and the Better Business Bureau recommends using the time change as a reminder to check your credit score.

Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors that make up your credit score.

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit ...

You can check your credit score in less than five minutes by logging ... you can submit a pre-qualification form online. You can submit as many pre-qualification forms as you want, as they ...

You can submit a prequalification form online to see whether you may qualify for a card. In fact, you can submit multiple pre-qualification requests without any damage to your credit score ...

In many cases when you apply online it will ... and can temporarily ding your credit score. Some issuers, including American Express, offer a prequalification tool to see if you’re likely ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.